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Mortgage Guides

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A mortgage is the most serious financial undertaking most of us will experience in life – make sure you're doing it right!

Here at Moneyzine, we are dedicated to demystifying the entire process for you. From the types of mortgages that may suit you the best to discussing the many other costs of buying a home, explore our guides to cheer up what can be a daunting task.

Find the Best Mortgage for Your Needs

Buy-to-Let Mortgages
A buy-to-let mortgage can be a good investment for people who can afford the repayment. It is a big financial commitment and finding the right lender is often the key to building wealth. With over a hundred lenders in the marketplace, choosing one can be difficult.
November 8th, 2024
Mortgages for Low Credit Scores
Having a low credit score shouldn’t be the end of the world, and it really isn’t. While many mortgage providers won’t favour those with bad credit scores, there are others who will be willing to go the extra mile with you irrespective of your credit score.
April 17th, 2025
Joint Borrower, Sole Proprietor (JBSP) Mortgages Explained
A joint borrower sole proprietor mortgage is a financial product designed to help first-time house buyers get on the property market.
November 8th, 2024
Getting a Mortgage With No Early Repayment Charges
All borrowers want to get their mortgages off of their minds as quickly as possible. Nobody likes paying interest rates for 25 years, and most borrowers try to find solutions, like overpaying their monthly payments or remortgaging for shorter terms, to improve their financial situation.
November 7th, 2024
Finding the Best Remortgage Deals
Are you facing difficulties securing a reasonable remortgage deal?
April 17th, 2025
Best Mortgage Brokers in the UK
Mortgage brokers are financial professionals who specialise in finding the best mortgage loan options for borrowers. They assess their customers' individual financial situations and tailor personalised recommendations that meet specific needs and goals.
April 10th, 2025

Understand How Mortgages Work

Should I Fix My Mortgage?
When you apply for a mortgage, you face an important decision: should you go for a fixed interest rate or explore more flexible options? In this article, we'll break down the pros and cons of fixed-rate mortgages, variable-rate mortgages, and the best time to fix a mortgage.
November 8th, 2024
  • April Mortgages Review: Is April Mortgages a Good Lender?
    April is a new player in the UK mortgage market. It’s unique as it offers Dutch-style mortgages. This means you can get longer fixed terms and interest rates that automatically decrease over time.
    November 8th, 2024
  • Dutch-Style Mortgages: How Do They Work?
    Dutch-Style Mortgages: How Do They Work?
    Dutch-style mortgages landed in the UK in February 2024 with the launch of April Mortgages. These new mortgages could save you money on interest, along with a host of other benefits.
    November 8th, 2024
  • Best Places to Buy and Rent Out Holiday Homes: Statistics to Help You Decide
    Best Places to Buy and Rent Out Holiday Homes: Statistics to Help You Decide
    If you're in the market for a holiday home that you can rent out, there are several countries that might be worth considering. We compiled a list based on popularity with tourists, but we didn’t forget property prices and rental yield.
    November 8th, 2024
  • The Best Time to Buy a House in the UK
    The best time to buy a house depends on what you’re after. If a low price is your priority, then winter would be the best time. If you want to have more options, you’ll want to strike in spring or summer.
    November 8th, 2024
  • Compare Student Mortgages: A Guide to Buying a Home as a Student
    If you’re a student hoping to get your foot on the property ladder, a mortgage is typically your best choice. In this article, we’ll go through the conditions you need to satisfy to get one, different types of student mortgages, and some common questions.
    November 8th, 2024

Contributors

Idil Woodall
Author
Idil Woodall
Idil is a writer with interests ranging from arts and politics to history and finance. She spent several years in publishing before becoming a full-time writer, and learning the inner workings of an industry she loved ignited her interest in economics. As an English graduate, she cultivated valuable research and storytelling abilities that she now applies to make complex matters accessible and understandable to many. When she’s not writing, she can be found climbing or watching a movie.
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