Best Banks in the UK
At Moneyzine, we aim to help navigate you amid the changing banking landscape. We conduct extensive research and comb through reams of data to provide you with key information about the best banks available for various purposes.
In a crowded landscape of numerous banks competing for your attention with a million and one marketing campaigns, deciding which ones truly offer the best services and benefits can leave you feeling overwhelmed. From the esteemed pillars of the traditional high street to the trailblazing pioneers of online-only banking, our selection highlights those banks that consistently deliver exceptional value and reliability to their clients.
April 10th, 2025
If you have a significant amount of wealth or specialist financial needs, regular banks may not be best placed to serve you. With a private bank, however, you'll have someone you can call on day or night, who knows you and your financial goals inside out.
November 8th, 2024
Buying a home should be a joyful experience, but a stressful mortgage application process or unexpected costs could easily spoil it. To help you avoid this, we've reviewed and ranked some of the UK's best banks for mortgages.
April 10th, 2025
In the past year, we’ve seen an uptick in UK banks’ restrictions on cryptocurrencies. The likes of Santander, HSBC, and Natwest introduced new limitations on using their credit and debit cards to purchase cryptocurrencies. And they are not alone – since the pool of crypto-friendly banks is shrinking, and it's getting difficult for customers to purchase cryptocurrency.
April 16th, 2025
In recent years, the rise of online-only banks has turned the industry on its head. With a mobile-first approach and no overheads from physical branches, these online-only banks are able to offer an array of features that more traditional banks struggle to match.
April 10th, 2025
Everyday Accounts
We don't often think too much before applying for a bank account, and potentially miss out on products that suit our needs the best. Explore our selections of best everyday accounts for a range of purposes – from student accounts to savings accounts, our team put the hours in to identify the best offerings available.
Packaged bank accounts are current accounts bundled with additional services like insurance and breakdown cover provided at a price lower than subscribing to each service individually.
April 16th, 2025
With the cost of living rising, every penny counts. This means that getting money back on your purchases can make a world of difference. Plenty of bank accounts offer cashback rewards, but are they really worth it once you take into account the fees and limitations?
April 16th, 2025
Switching to a new bank account could result in paying lower fees, earning more interest, or accessing better features. But on top of this, some banks will actually give you free cash if you transfer your account to them.
November 8th, 2024
For charities, like other organisations, money is the common denominator that forms the basis of almost all organised activity. As well as raising funds for their cause, charities need to be able to process donations efficiently and accurately report their finances if they want to qualify for funding and avoid paying unnecessary tax.
April 16th, 2025
You've got a few great options for opening a euro bank account in the UK.
April 10th, 2025
The growing emphasis on financial literacy in schools and in society overall has encouraged parents to start educating their children about money management from a very young age. Additionally, digitising financial services has made it easier for parents to entrust their young ones with payment instruments they can manage and control from their phones.
April 16th, 2025
A variable rate ISA, which pays interest on a variable rate, is an excellent choice to benefit from hiking interest rates. We scraped the market to find you the best rates available – scroll down to find out about best deals available, get informed about how variable-rate ISAs work, and whether they are the right choice for you.
April 17th, 2025
Reward bank accounts offer perks in return for your spending. These perks range from cashback offers to discounts at select retailers. Typically, they charge a modest monthly fee and may impose minimum pay-in requirements.
April 16th, 2025
Joint accounts offer an excellent way for couples, family members, or business partners to manage their finances effectively. This guide will look at the top recommendations for the best joint bank accounts for UK customers.
April 16th, 2025
Are you feeling the pinch of rising living costs? Now more than ever, it's crucial to stretch every pound. The key? Choosing the perfect savings account that aligns with your financial goals.
April 16th, 2025
#Keeping track of personal finances and managing budgets effectively has become increasingly important amidst the living cost crisis. To help individuals gain control over their finances, budgeting apps have emerged as powerful tools.
April 16th, 2025
Want to earn free interest on idle cash? Sounds like a no-brainer, right?
April 16th, 2025
Are you tired of juggling various tasks like taxes, invoicing, admin duties, and trying to keep your clients happy, both in the UK and overseas? Being self-employed can be stressful, but it doesn't have to be. One way to reduce the hassle is to have a reliable business account that fits your needs.
April 16th, 2025
Having the right type of bank account can make all the difference when it comes to planning and enjoying your travels. The last thing you want is for your holidays to be spoiled by unexpected costs or lack of access to banking features.
April 16th, 2025
Ever found yourself out of pocket because of high currency conversion fees or volatile exchange rates? If this happens to you, then you could benefit from a UK multi-currency account.
April 16th, 2025
Bank Reviews
In our reviews, we take a deep dive into what banks have to offer, and why they might (or not) be a good fit for you.
Unlike its close cousins Monzo and Revolut, Starling doesn’t do tiered accounts – all types of bank accounts, including the personal current, joint, kids, and euro, free of charge.
November 8th, 2024
With a remarkable history dating back to 1690, Barclays stands as one of the oldest and most influential financial institutions in the UK. Founded by two Quakers, John Freame and Thomas Gould, as goldsmiths in London, the bank initially offered loans to businesses and merchants.
April 17th, 2025
Wise is one of the most popular fintech solutions on the market. While it can fulfil a variety of financial needs, what truly sets it apart is its unique and transparent approach to international money transfers and currency exchange services, so it can fairly be classified as a money transfer platform, which is how it was originally launched.
April 17th, 2025
Monzo is one of the top-rated banks in the UK with over seven million customers. Its unique selling point is convenience, simplicity, and working alongside its community to improve products and add new ones. 81% of Monzo’s customers recommend the bank to friends and family.
November 7th, 2024
Monese is a digital bank catering to users residing in the UK or Europe who need to open a bank account without passing credit checks or providing proof of address.
February 6th, 2025
Suits Me is an e-money account that offers a hassle-free alternative to traditional high-street banks in the UK. It was founded to cater to customers who face challenges in accessing mainstream accounts, especially for those who have poor credit history, or none at all.
November 8th, 2024
Launched in September 2021, Chase Bank is the United Kingdom's newest retail banking service. As part of JPMorgan Chase, one of the biggest finance companies in the USA, this new digital bank is based in London and offers current and savings accounts with no monthly service fees. Let’s dive into these features and how Chase compares to other banks.
November 8th, 2024
Revolut is a company at the front end of the fintech revolution. It was founded by Nik Storonsky, formerly a trader with Credit Suisse and Lehman Bros., and Vlad Yatsenko, a software developer with Credit Suisse and Deutsche Bank, in 2015. It was born out of Storonsky’s frustrations with poor exchange rates and high fees charged by traditional banks as he travelled around.
April 17th, 2025
With over 14 million customers, Santander is one of the largest banks in the UK. The bank offers a wide range of products and services, including current accounts, savings accounts, mortgages, credit cards, and loans.
March 26th, 2025
Online-only banks are rapidly gaining popularity in the UK, with over 27% of residents opting for this modern approach to banking. Two of the most prominent digital banks are Revolut and Monzo, with a combined user base of over 35 million worldwide.
April 17th, 2025
Anne Boden founded Starling Bank back in 2014, following an esteemed career working for the likes of Allied Irish Banks and the Royal Bank of Scotland. The team, in their own words, “built a bank from scratch” with a customer-centric approach to challenge traditional players by simplifying banking.
November 8th, 2024
Zing is a brand-new app for sending and spending money abroad. It represents HSBC’s endeavour to compete with the likes of Wise and Revolut in the hugely valuable market of international payments. As a brand new entrant to the market, it’s yet to be seen how Zing will fare against the big guns. Though there is limited information about the newly launched app, this review will tell you everything we do know and why Zing could soon be a household name.
April 17th, 2025
Wise and Revolut have come to be dominant forces in the money transfer space thanks to slick apps and lower fees than high street banks. Now, Zing is aiming to challenge that dominance. It combines the smooth mobile experience and fee structure of a fintech with the experience and expertise of the HSBC Group.
November 6th, 2024
In November 2023, Intuit Inc. announced that they will be shutting down Mint, a popular budgeting app, on January 1, 2024. If you are a long-time user of Mint, this news might come as a shock, and you might be wondering what to do next.
November 6th, 2024
Fundamental Banking Guides
Explore our banking guides to make informed decisions and navigate the banking landscape with confidence.
Interest rates and inflation are intrinsically linked, and it’s all too easy for both to spiral out of control if they’re not kept in check. Find out more about the relationship between the two, and how both can impact your savings, your mortgage, and your pension.
November 7th, 2024
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